How does Zip work?

Upskilled has teamed up with Zip to offer you the opportunity to pay your course with flexible weekly, fortnightly or monthly interest free payment plans. This ensures our courses are accessible to everyone, no matter what your circumstances. Applications for Zip literally only take a few minutes! 

POWERED BY Zip

Zip is a safe, simple and convenient way to pay for your course over time. It provides you with the flexibility to study now, and pay later on an interest-free payment plan.

How Zip works

Speak to an Education Manager about your course of choice on 1300 009 924.

Complete an enrolment form, including a Zip application and get your decision in minutes.

Enrol and begin your course today, no deposit needed.

You pay Zip back over time in easy weekly, fortnightly or monthly repayments.

Zip pays Upskilled on your behalf - today.

Frequently asked questions

Who can apply?

Applicants must be:

• At least 18 years of age
• An Australian citizen or a resident
• Employed in some capacity

How can I apply?

Once you've spoken to an Education Manager and decided on your course of choice, you will be provided and enrolment form and a link to an easy 3 minute Zip application. You'll be surprised at how simple the process is.

Once approved and you accept the terms and conditions, Zip will pay Upskilled on your behalf.

What else should I know?

Although Zip's interest free plan allows you to shop today without paying anything upfront - it is a loan and must be paid back. Failure to do so could affect your future credit rating.

Zips's payment plans are interest free for up to 24 months, but please be aware that interest will start to accrue after the interest free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

What are the benefits?

You can study today and pay nothing upfront. By paying with your Zip account, you can split the cost of your course and pay over time. Zip even pays Upskilled on your behalf no money ever changes hands. 

You're also provided with a virtual account so for your next course or purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere.

It's simple and easy to use.

What are the fees?

No deposit, so nothing to pay today.

Minimum monthly payments apply. See your contract and application for details.

An interest free period of up to 24 months, after which interest will accrue at 19.9%.

A small monthly admin fee of $6 (only payable if a balance is owing)

Where can I find out more?

For more information about your payment options, contact our Education Managers on 1300 009 924.

Find Out More & Apply

If you'd like to know about Zip or would like to apply, please complete the form below by clicking the Get in Touch button and one of our education managers will contact you as soon as possible.

Terms and Conditions

Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the course within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%.

A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $6 (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by Zip Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).

Visit https://zip.co/how-zip-works to find out more.